Act fast - opportunities like this don't last! Seller offering approximately $15,000 toward permanent rate buydown-potential rate as low as 5.25% for qualified buyers! Rare Treasure Island offering on Lake Griffin, an exceptionally low-turnover, secluded peninsula community on the Harris Chain, celebrated for Old Florida charm, friendly neighbors, and a laid-back waterfront lifestyle. Set on a desirable corner lot just steps from the water, this beautifully updated 3-bedroom, 2-bathroom home delivers outstanding value, privacy, and true Florida character. Major updates already done for you - roof, HVAC, whole home water filter, and water heater all recently replaced - so you can move in and enjoy from day one. Enjoy an inviting open floor plan filled with natural light, plus a classic woodstove, perfect for crisp winter mornings. The kitchen opens to the main living space and features granite countertops, stainless steel appliances, pantry storage, and convenient laundry. Spacious bedrooms include a generous primary suite with a private ensuite bath and sliding doors to the adjoining sunroom, ideal for morning coffee or a quiet reading nook. Outdoor living is a highlight: relax on the charming front porch, catch sunrise and evening breezes from the upstairs deck, or unwind on the shaded patio and dock overlooking a peaceful canal. Nature lovers will appreciate being moments from the Emerald Marsh Conservation Area, where protected wetlands and cypress stands create a wildlife sanctuary with frequent sightings of sandhill cranes, eagles, hawks, herons, and songbirds. With direct access to Lake Griffin and the full Harris Chain, boating, fishing, and sunset cruising are part of everyday life. Convenient to Leesburg dining, shopping, and services, don't miss this rare opportunity to own in one of the area's most special waterfront communities. Experience the perfect blend of modern comfort and classic Florida lake life in this exceptional property. Schedule your private showing today!