Why wait for new construction when this beautiful 2023 block home is move-in ready and loaded with upgrades? This spacious 4 bedroom, 2 bathroom property offers modern style, thoughtful features, and a desirable location near The Villages-all with no HOA or CDD fees. Plus, it comes with the RARE opportunity to assume an existing loan at only 4.99%, a huge advantage compared to today's interest rates! Step inside and you'll immediately notice the bright and open floor plan, perfect for both everyday living and entertaining. The living room flows seamlessly into the dining area and upgraded kitchen, where you'll find rich wood cabinetry, stainless steel appliances, and plenty of counter space. Unlike many new builds, this home has been thoughtfully upgraded with details that make a big difference, including ceiling fans, a whole-house water softener and filtration system, and even plywood flooring in the attic for additional storage. The flexible floor plan includes a 4th bedroom without a built-in closet, making it ideal for use as a guest bedroom, office, hobby space, or den. The split-bedroom layout ensures privacy, with the master suite tucked away from the guest rooms. The master bedroom is a true retreat, featuring a tray ceiling, dual walk-in closets, and a spa-like ensuite bathroom with double vanities and a modern walk-in shower. The guest bedrooms are well-sized and comfortable, offering plenty of space for family or visitors. Additional upgrades include a built-in TAEXX in-wall pest control system, giving you peace of mind and convenience. The nearly fully fenced backyard is generously sized and ready for pets, play, or outdoor entertaining. Located just minutes from The Villages, you'll enjoy quick access to shopping, dining, medical facilities, and entertainment while still being tucked away in a peaceful residential community. With no HOA restrictions or costly CDD fees, you'll have the freedom to truly enjoy your property. This home combines the best of both worlds: the benefits of a new build without the wait, plus thoughtful upgrades you won't find in standard construction. And with the assumable 4.99% loan, this is an incredible opportunity for qualified buyers to secure lower monthly payments. Don't miss your chance-schedule your private showing today!